National Credit Act, 2005 (Act No. 34 of 2005)
Chapter 6 : Collection, Repayment, Surrender and Debt Enforcement
Part A : Collection and repayment practices
124. Charges to other accounts
125. Consumer's or guarantor's right to settle agreement
126. Early payments and crediting of payments
Part B : Surrender of goods
127. Surrender of goods
128. Compensation for consumer
Part C : Debt enforcement by repossession or judgment
129. Required procedures before debt enforcement
130. Debt procedures in a Court
131. Repossession of goods
132. Compensation for credit provider
133. Prohibited collection and enforcement practices